We are currently seeking families in Campbell River and the Comox Valley to partner with us to become homeowners. Attend one of our upcoming homeowner information sessions to learn more:
Campbell River Homeownership Info Session
February 5th, 2019
Campbell River Community Centre
Comox Valley Homeownership Info Session
February 6th, 2019
Salish Building in the Lewis Centre
How it works:
We partner with working, low-income families to help them afford a home. Our path to homeownership requires hard work, time and dedication, but this helps ensure the long-term success of the families we partner with.
Families who apply and are accepted to become Habitat homeowners purchase their home through a no down payment, interest-free mortgage set at 30% of their annual income and contribute at least 500 volunteer hours to Habitat.
How to qualify:
Eligible Habitat homebuyers meet the following qualifications:
In need of better housing.
There has to be a need for adequate shelter. Things to consider: current cost of housing, housing issues that can affect the health of the family and number, gender and age of people currently sharing a room.
Willingness to partner.
There must be a willingness to partner with Habitat for Humanity Vancouver Island North. You must be willing to complete 500 hours of ‘sweat equity.’ Sweat equity is the volunteer labour you put into working for our organization.
Ability to pay an affordable mortgage.
Successful candidates must have a regular income that is not Employment Insurance, Income Assistance, or any other “stop-gap” measures.
Custody of at least one child under 18.
Habitat for Humanity Vancouver Island North believes that families stand to benefit most from our program, therefore successful applicants must have full custody of at least of one child, under the age of 18. The custodial parent does not have to be the biological parent.
Meet Housing Income Limits.
Successful candidates must meet low-income levels as laid out in BC Housing 2018 Housing Income Limits (HILs) for their Planning Area based on BC Housing Occupancy standards.
If you meet the basic selection criteria that is outlined here, then we want to talk with you about a partnership. Download and fill out the application, then send it in.
If you have any questions, or are unsure if you qualify, contact Karen Bezaire, family services manager, at firstname.lastname@example.org.