Photo: McKinnon Photography
Affordable Homeownership Program
Habitat’s path to homeownership is an in-depth process, requiring hard work, time, and dedication. This helps to ensure the long-term success of Habitat homeowners.
In order to be eligible to be considered to buy a Habitat home, you must meet the following criteria:
Sole, joint, shared, or split custody of at least of one child under the age of 18
- The need for better or more affordable housing
Things to consider: current cost of housing, housing issues that can affect the health of the family and number, gender and age of people currently sharing a room
A willingness to partner with Habitat, including completing 500 hours of volunteer work and financial literacy training
- The ability to pay an affordable mortgage, including:
An income range between $55,000 to $87,800, depending on family size
Regular income that is not Employment Insurance, Income Assistance, or any other “stop-gap” measures
Employed at your current job for a minimum of six months
A credit rating of 660 or higher
Current Availability
Comox Valley
All our partner families have been chosen for the new homes at 1375 Piercy Avenue, with the final families moving in at the end of 2023. Check out pictures of our Key Ceremony for the first seven families here.
Campbell River
We are not currently in a selection process for Campbell River.
Stay connected and updated about available homes
Information about our upcoming builds will be posted on the home page of our website and on our social media platforms.
Questions?
If you have any questions or are unsure if you qualify, contact our Family Services team at apply@habitatnorthisland.com.
“At first when we were denied, we were defeated, but then we sat down and crunched our numbers, and we made it happen. We knew it was possible. We have hope now. It was hard before. Habitat opened the door to a future with safety for our children, stability, and a life with other families that want community." - Mackenzie family
“At the beginning, to think that 500 hours was doable seemed overwhelming as a single person who works a full-time job and has a family to care for. I made a weekly commitment to be at the ReStore every Saturday and to use my vacation days from my full-time job, which all helped me reach my goal. I said yes to whatever ‘work’ Habitat offered me. I had a lot of people assist me along the way. My friends and family baked goods for the ReStore on Saturdays which helped me make fast friends at the store! The plan was to have all my hours done within a year, and I made that happen!” - Buffy, future Habitat homeowner